Restricted Businesses

Checkfront reserves the right to deny the use of our Services by any business or organization that meets the following criteria.

Last Revised: May 29, 2025

Use of our Services by any business or organization that meets the following criteria (“Restricted Businesses”) is not allowed. We may terminate access to our Services by Restricted Businesses at any time without liability.

• High-risk jurisdictions: Businesses operating in any Prohibited Jurisdiction (as defined in our Master Terms of Service) or any other jurisdiction that we determine to be high-risk, such as Cuba, North Korea, Syria, Russia, and the Crimea, Donetsk, and Luhansk Regions.
• Illegal activities: Any business offering illegal products or services, including but not limited to illegal drugs, fake identification services, and telecommunications manipulation equipment.
• Violence & harm: Businesses promoting or celebrating unlawful violence or harm against individuals or groups based on immutable characteristics such as race, gender, or sexual orientation.
• Adult content or services: Adult services, pornography, adult video stores, escort services, and other sexually oriented content, including literature, imagery, performances (live or virtual), and media depicting nudity or explicit sexual acts.
• Debt relief services: Businesses offering debt settlement, debt negotiation, or debt consolidation services.
• Financial products: ATMs, cheque cashing, peer-to-peer transmission services, shell banks, money orders, and other unregulated financial services.
• Gambling: Games of chance, including gambling, internet gambling, sweepstakes and contests, fantasy sports leagues with a monetary or material prize, sports forecasting or odds making with a monetary or material prize, lotteries, or bidding fee auctions.
• Government services: Unauthorized resale of government services or misleading claims suggesting affiliation with or representation of government entities.
• Identity services: Identity theft protection services, credit monitoring, or identity recovery services that do not meet regulatory standards or present deceptive value.
• Intellectual property infringement: Sales, distribution, or use of counterfeit goods or any materials that infringe upon the trademark, patent, copyright, trade secret, proprietary, or privacy rights of any third party.
• Legal services: Bankruptcy law practices, bail bonds services, or legal entities primarily collecting funds for non-legal services.
• Lending & credit services: Businesses involving credit repair, credit monitoring, or loan repayment collection via credit card without appropriate licensing.
• Marijuana & cannabis: Sales or promotion of cannabis products, dispensaries, or CBD products exceeding legal THC limits, regardless of jurisdiction.
• Nutraceuticals: Businesses offering pseudo-pharmaceuticals or nutraceuticals making unsubstantiated or harmful health claims.
• Non-fiat currency services: Cryptocurrency mining, staking, initial coin offerings (ICOs), or secondary NFT sales.
• Timeshare and travel club programs: Includes commercial or charter airline ticketing services or sales of timeshares, vacation clubs, or other travel-related ownership or membership models.
• Unfair practices: Pyramid schemes, multi-level marketing (MLM), deceptive marketing tactics, or any business making unrealistic earnings or outcome claims.
• Weapons & dangerous materials: Guns, gunpowder, ammunition, weapons, explosives, fireworks, and other hazardous, toxic, flammable, or radioactive substances or components.
• Inaccurate or misleading business identity: Use of our Services with false, manipulated, or misleading information about your identity, business entity, credentials, location, or services, or acting on behalf of an undisclosed third-party business.
• Sales or use of prohibited items (by local law): Items banned or restricted by local, regional, or national law, including controlled substances and unauthorized goods.
• Businesses that pose an elevated risk: Risky or extreme sports or similar activities provided to minors, or if provided to adults, without adequate risk notices and liability waivers that, in our opinion, provide acceptable legal protection to us and our representatives.
• Activities contrary to the intended use of the Checkfront service: Businesses or activities that are inconsistent with use by experience providers or in ways that are not reasonably connected with the features and functionality of our Services.